Time to reflect. Has life given you all that you expected? Of course it hasn't, but then very little is given to anyone. Decide what you want and then take it. You may feel most doors are closed to you, but this is not the case. There is little to prevent you from starting a new business, moving to a new region, taking on volunteer work, beginning a new hobby or anything else. If not now, then when? The stability of your life affords you all these opportunities. If you drive a car be extra cautious, especially when highway driving. Avoid casinos, bingo halls, race tracks or any place where gambling is available. Your constitution is such that gambling could get into your blood and become a real problem. And you would be the last to recognize it as such. Believe it or not, a phone call may be one of the most significant events of your year. Plan an extra special family get together to end the year.